Ozzie
ENPTES
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Hi, I'm Ozzie. Your money, your way, on WhatsApp.

I'm the first financial assistant for Latinos living abroad. I build your budget and run it for you, directly from WhatsApp. 

Start chatting with Ozzie

Trusted by Latino living across 5+ countries · Rated 4.97/5

Ozzie
Ozzie
Online
Hey! Just logged your grocery run. Your Daily Living  budget  is in good shape this week.
Family budget · this month
$1,240On track
Spent $806$434 left
Want me to send the leftover $434 to your Family Visit goal?
Yes, save itNot yet

Made for the way you actually live. 

I don't need to connect to your bank account. Text me what you spend, ask how your finances are doing, get nudged on the days that matter — from the app or WhatsApp.

SPEND

Tell me what you spent.

I spent $2.75 subway and $27 on dinner with Ana
Got it — $2.75 to Daily Living, $27 to Lifestyle. You've got $312 left in Lifestyle this month.
STAY ON TRACK

Get reminders when it matters.

Hey — today's the 12th. Did rent go through?
yes, all paid
Perfect. I moved $1,400 out of Bills. You're on track for your goal.
CHECK IN

Ask where you stand.

how am I doing this month?
People is at 78%, Lifestyle is at 64%. Want me to pull $40 from Lifestyle into your Future envelope?
How it works

4 steps. 10 minutes. Then I take it from there.

  1. 01

    Tell me your goal.

    Save for a home, a trip, a safety net — or define your own. You pick the amount and the rhythm: weekly, biweekly, monthly.

  2. 02

    Take the money personality quiz.

    This is how I get to know you. Everything that comes after is shaped around who you actually are with money. 

  3. 03

    I build the budget.

    Six categories, shaped around your personality and your income. You don't set anything up. I do the math, you see the result.

  4. 04

    We talk on WhatsApp.

    Text me on WhatsApp — log expenses, ask how you're doing, get nudges on the days that matter.

The auto-budget

Spend normally. Ozzie handles your budget.

I split your income into six categories built for  how Latinos abroad actually spend. Spend on groceries, I sort it. Send money home, I sort it. Save for next year, I sort it.  And I remind you when you're veering off track.

Your auto-budget · SeptemberOn track
  • Bills
    78%

    Rent, phone, utilities. Set once.

  • Daily living
    64%

    Groceries, transport, the everyday.

  • Health
    32%

    Doctor, gym, the things that keep you well.

  • Lifestyle
    56%

    Dinners out, hobbies, the fun.

  • People
    81%

    Money home, gifts, the shower at work.

  • Future
    47%

    Your goal here — and what you're building back home.

Money personality

Money means something different to everyone.

Most apps treat everyone the same and call it personalization. I don't.  Our psychology-based assessment — validated across 8,000+ people in the US, UK, and Mexico —tells me what money means to you. That answer shapes your budget, your Money Moves, and how I talk to you.

Giver

You show people you care with what you give. I help you take care of others without leaving yourself behind.

Stockpiler

You save like the future depends on it — because to you, it does. I help you spend on what matters without the guilt.

Hotshot

You spend on what makes you feel accomplished. I help you build the lifestyle you want without losing the future you're working toward.

Independent

 You want to call your own shots. I help you build a plan that flexes with you — not one that boxes you in.

The Money Personality Model is proprietary — developed and validated across 8,000+ people in the US, UK, and Mexico. Every interaction with me makes it sharper.

Ozzie for organizations

Ozzie for organizations.

Bring financial wellbeing to the Latinos in your workforce, your client base, and your community.

For employers

A benefit they'll actually use.

Financial wellness built for Latino employees — for the way they live, save, and send money across two countries.

Learn more
For professionals

Serve your Latino clients better.

Advisors, coaches, nonprofits, and government programs: give the people you already work with a tool that keeps them on track between sessions.

Learn more
For partners

Reach the customers you're missing.

License the Money Personality Model. Give Latino customers a product that actually understands them and watch retention follow.

Learn more
What people say

Why people love Ozzie.

From Latino immigrants building toward their goals — one Money Move at a time.

"Ozzie understood why I send money home before saving for myself. Now I do both — without the guilt."
Mateus S.
Mateus S.
Brazil · Boston, MA
"The first app that didn't ask for an SSN before asking what I'm trying to build."
Lucía R.
Lucía R.
Mexico · Houston, TX
"I log everything from WhatsApp. It actually fits my life — not the other way around."
Camila O.
Camila O.
Colombia · Miami, FL
"I finally have a budget that includes sending money to my mom. That changed everything."
Nina V.
Nina V.
Venezuela · Orlando, FL
"Texting Ozzie my expenses feels like texting a friend who's actually paying attention."
Rafa D.
Rafa D.
Dominican Rep. · NYC
"After years of guessing, I know exactly where my money goes — and what's left for me."
Sofía P.
Sofía P.
Peru · San Francisco, CA

★ BUILT BY LATINOS FOR LATINOS · NO BANK ACCOUNT OR SSN REQUIRED · YOUR DATA IS NEVER SOLD.

Your dream has a path.

Free for 2 weeks. No commitment. Cancel anytime.

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Questions? Talk to us