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Terms of Service

Last updated: 10.30.2026

Ozzie Technologies, Inc. (“Ozzie” or “we,” “us,” or “our”) provides a website at https://www.ozziemoney.com/ (“Site”) and associated mobile applications, WhatsApp-enabled functionality, and personalized personal-finance tools and content that help users plan, manage, understand, and make decisions about their financial lives. Collectively, the Site, our mobile applications and the financial tools, communications, content, and features we provide through them are referred to as the “Services.” These Terms of Service (“Terms”) govern your access to and use of the Services. By accessing or using the Services, you understand you are entering into a binding contract with Ozzie.

PLEASE READ THIS CAREFULLY: THESE TERMS REQUIRE THAT ANY DISPUTE MUST BE RESOLVED THROUGH BINDING ON AN INDIVIDUAL BASIS, RATHER THAN COURT OR JURY TRIALS OR CLASS ACTIONS AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE. CAREFULLY REVIEW THE DISPUTE RESOLUTION SECTION OF THESE TERMS BEFORE YOU ACCESS OR USE THE SERVICES.

WE MAY UPDATE OR MODIFY THESE TERMS FROM TIME TO TIME, BY POSTING A REVISED VERSION OF THESE TERMS ON OUR SITE AND THE APP, BY PUBLISHING A GENERAL NOTICE OF SUCH CHANGES ON OUR SITE AND THE APP, OR BY OTHERWISE COMMUNICATING WITH YOU THROUGH THE SERVICES. BY ACCESSING OR USING THE SERVICES AFTER WE HAVE PROVIDED SUCH NOTICE, YOU AGREE TO BE BOUND BY SUCH UPDATES OR MODIFICATIONS.

1. Use of the Ozzie Services

1.1. Service Description

The Services enable you to manage aspects of your financial life through personalized planning, budgeting, goal-setting, financial tracking, Money Personality insights, recommendations, and related personal-finance tools.

You may use the Services so long as you comply with these Terms. Some features of the Services may be available without charge, while other features require an active paid subscription. Subject to these Terms and, where applicable, payment of the applicable subscription fees, we grant you a limited, non-exclusive, non-transferable, non-sub licensable, revocable right to access and use the Services for your own personal use and not for any commercial or business purpose. You obtain no other rights in the Services except to use them in compliance with these Terms.

1.2. Free Financial Personality Assessment

As part of the Services, Ozzie may offer a Money Personality assessment and other personalized financial experiences. Information you provide through the assessment and your interactions with Ozzie may be used to generate Money Personality, behavioral, or other insights that personalize your experience, recommendations, and financial tools. Our collection and use of this information is described in our Privacy Policy.

1.3. Eligibility

You must be at least 18 years old to create an Ozzie account or use the Services. By creating an account or using the Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

You may not use the Services if you have previously been suspended or removed from the Services by Ozzie, unless we expressly authorize you to do so.

1.4. Accessing the Services

Access to and use of the Services requires access to the Internet. You are responsible for providing all equipment and services necessary to establish a connection to the Internet and otherwise necessary to access and use the Services, along with any telephone, wireless, or other connection and services fees associated with such connection. Accessing or using the Services may allow you to receive content on your mobile phone or wireless device. The way that content is delivered to your mobile phone or wireless device may cause you to incur extra data, text messaging or other charges from your wireless carrier, which are your sole responsibility.

1.5. Privacy

For information regarding how we collect, use, and disclose personal information in connection with providing the Services, please see our Privacy Policy, located at https://www.ozziemoney.com/privacy.

2. Use Restrictions

2.1. Restrictions

You are prohibited from using the Services in any of the following ways:

  • (a) copy, modify or make derivatives or improvements of the Services or any other documentation that Ozzie makes available when you use the Services;
  • (b) store or transmit a program, routine, or device designed to delete, disable, deactivate, interfere with, prevent access to, or otherwise harm any software, program, data, device, system, or service, including without limitation, any time bomb, virus, drop dead device, malicious logic, worm, Trojan horse, or trap or back door;
  • (c) store or transmit any infringing, defamatory, libelous, obscene, or otherwise unlawful or tortious material, or to store or transmit material in violation of third-party privacy rights or other rights;
  • (d) disassemble, reverse engineer, decompile, translate, or attempt to reconstruct or discover any source code or underlying ideas, algorithms, file formats or programming or interoperability interfaces of the Services;
  • (e) sell, assign, transfer, sublicense, lease, pledge, distribute, rent, or otherwise share your rights under these Terms, or include any portion of the Services in a service bureau or outsourcing offering;
  • (f) modify, obscure, or remove any product identification or proprietary notices connected to the Services, including any Content;
  • (g) modify or incorporate the Services, including any Content, into or with other software;
  • (h) interfere with the operation of the Services;
  • (i) bypass, breach or disable any usage limit, security device, copy control or digital rights management tool, or other protection used in the Services;
  • (j) access or use the Services for the purposes of benchmarking or competitive analysis, or developing any product or service competitive to Ozzie; or
  • (k) use the Services in violation of any applicable law, regulation, rule, or these Terms.

2.2. Unauthorized Action

If you become aware of any actual or threatened activity that is prohibited in Section 2.1 (Restrictions), you must immediately:

  • (a) take all reasonable and lawful measures necessary to stop the activity or threatened activity and to mitigate its effects (including, where applicable, by discontinuing and preventing any unauthorized access to the Services); and
  • (b) notify Ozzie of any such actual or threatened activity.

2.3. Our Rights

We have the right to take any of the following actions in our sole discretion without providing any prior notice to you and without liability to you or any third party:

  • (a) change or terminate all or any part of the Services;
  • (b) restrict or terminate your access to or ability to use all or any part of the Services;
  • (c) refuse, move, or remove anything that is available on or through the Services; or
  • (d) deny access to or the ability to use the Services to anyone at any time in our sole and absolute discretion.

3. Accounts

3.1. Registration

You may be required to create an account to use some or all of the Services. When creating or maintaining your account, you agree to provide true, accurate, current, and complete information and to update that information when necessary.

You are responsible for maintaining access to the email address, phone number, or other verified contact method associated with your account. If we are unable to verify or contact you through the information associated with your account, we may require you to update or re-verify that information before continuing to use certain features of the Services.

3.2. Account Security and Responsibility

You are responsible for maintaining the security of your Ozzie account and the email address, phone number, device, verification codes, and other credentials used to access it. You may not knowingly provide another person with access to your account or verification credentials.

You are responsible for activity conducted through your account to the extent permitted by applicable law. If you believe someone has accessed or may be able to access your account without authorization, you should contact Ozzie Support promptly.

If we reasonably believe an account has been compromised, we may require additional verification, restrict access, or take other reasonable steps to protect the account and its information.

3.3. Support

Ozzie may provide customer support through the support options made available through the Services. Support availability, response times, channels, and features may change over time, and we do not guarantee that support will be continuously available or that every issue can be resolved immediately.

4. Fees

4.1. Subscription Plans

Ozzie offers a paid subscription service known as Ozzie Plus. Ozzie Plus may be offered as a monthly or annual auto-renewing subscription.

Prices, currencies, billing periods, and any applicable taxes are displayed by the Apple App Store or Google Play before you complete your purchase. Prices may vary based on your storefront, country, currency, taxes, or other factors.

4.2 Payment and Automatic Renewal

Consumer subscriptions are purchased and billed through the Apple App Store or Google Play, depending on the store through which you subscribe. The applicable store, not Ozzie, processes your payment method. Ozzie does not receive or store your full payment-card number for these purchases.

Unless you cancel before your next renewal in accordance with the applicable store’s requirements, your subscription will automatically renew for the same subscription period and the applicable store will charge the payment method associated with your store account at the then-current price.

4.3. Free Trial

Eligible users may be offered a 14-day free trial of Ozzie Plus. Trial eligibility is determined under Ozzie’s eligibility rules and the applicable app store’s systems and policies.

If you start a free trial, the trial applies to the subscription plan you select. Unless you cancel before the trial converts in accordance with the applicable store’s requirements, the store will charge you for the selected monthly or annual subscription when the trial ends.

Any price and conversion date shown by the applicable store at checkout control for your specific purchase.

4.4. Cancellation

You may cancel your subscription at any time through the store that manages your subscription. Ozzie provides access to the applicable subscription-management experience where available.

Canceling stops future automatic renewals. Unless otherwise required by the applicable store or law, cancellation does not immediately end access you have already paid for, and you may continue to use Ozzie Plus through the end of your current paid subscription period.

Deleting your Ozzie account, uninstalling the App, or stopping use of the Services does not by itself cancel an Apple App Store or Google Play subscription.

4.5. Refunds

Refunds are subject to applicable law, the policies of the store through which your subscription was purchased, and the circumstances of your request.

For subscriptions purchased through the Apple App Store, Apple controls and decides refund requests under Apple’s policies.

For subscriptions purchased through Google Play, Ozzie may issue refunds where permitted by Google Play, including courtesy refunds or other exceptions at Ozzie’s discretion.

Except where required by applicable law, a refund is not guaranteed merely because a request is made. If a refund results in revocation of the applicable subscription entitlement, access to Ozzie Plus may end when the refund is processed.

4.6. Subscription Status, Failed Payments, and Store Ownership

A subscription remains associated with the store through which it was purchased. If you use Ozzie on another supported platform, you may still need to manage the subscription through the original store.

If a renewal payment fails, the applicable store may retry the payment or apply a grace or billing-retry period. A failed payment is not necessarily the same as a cancellation. Access to Ozzie Plus is determined based on the subscription status reported by the applicable store and Ozzie’s entitlement records.

5. Third-Party Materials

The Services may display, include, integrate with, or provide links to third-party content, applications, websites, products, or services (“Third-Party Materials”). You acknowledge and agree that Ozzie is not responsible for Third-Party Materials, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof.

Ozzie does not assume and will not have any liability or responsibility to you or any other person or entity for any Third-Party Materials. Third-Party Materials and links thereto are provided solely as a convenience to you. The inclusion of any Third-Party Materials and links does not imply recommendation, approval, or endorsement by Ozzie, and your access and use of them is entirely at your own risk and subject to such third parties’ terms and conditions. Linked sites are not under the control of Ozzie, and Ozzie is not responsible for the contents of any linked site or any link contained in a linked site.

6. AI-Powered Features

6.1. AI Features

Some features of the Services use artificial intelligence and automated systems to interpret information you provide, generate personalized responses or recommendations, classify information, and assist with other Ozzie features.

AI-generated content may be incomplete, inaccurate, or inappropriate for your particular circumstances. You should use your own judgment and independently verify information before making important financial or other decisions based on AI-generated content.

6.2 AI Processing and Permission

Certain AI-powered features require personal information to be processed by third-party AI service providers. Where applicable, Ozzie will request the permissions presented to you in the Services before sending your information for such processing. You may have controls within the Services to decline or withdraw permission for certain AI processing.

For information about the AI providers we use, the information that may be processed, and your privacy choices, please review our Privacy Policy.

7. Ownership and License

7.1. Ownership of the Services

We own or have the right to provide you with access to and use of the Services. The Services include: (i) all software and code that comprise and operate the Services (“Software”), and (ii) all materials we provide through the Services, the App, and the Site, including any text, photographs, illustrations, images, graphics, audio, video, and URLs (“Content”). The Services are protected by and subject to certain copyright, trademark, service mark, patent, or trade secret laws (“Intellectual Property Rights”).

7.2. User Content

The Services may allow you to submit, upload, transmit, or otherwise provide information, messages, images, documents, and other materials (“User Content”).

As between you and Ozzie, you retain ownership of your User Content. You grant Ozzie a limited, non-exclusive license to host, reproduce, process, transmit, format, translate, and otherwise use your User Content to the extent reasonably necessary to provide, secure, maintain, support, personalize, and improve the Services and as otherwise described in our Privacy Policy.

We may create and use aggregated or de-identified information derived from User Content where that information is not reasonably capable of being linked back to you, subject to applicable law and our Privacy Policy.

This license does not transfer ownership of your User Content to Ozzie.

7.3. Feedback

We appreciate your ideas, suggestions, proposals, and other feedback about the Services (“Feedback”). By submitting Feedback to us, you agree that: (i) you will not include any confidential, proprietary information or sensitive personal information in any of your Feedback; (ii) we are not under any obligation of confidentiality, express or implied, with respect to any; (iii) we are entitled to disclose and use Feedback for any purpose and in any way; and (iv) you are not entitled to any compensation or reimbursement of any kind for our use of the Feedback.

8. Beta, Preview, and Experimental Services

8.1. No Warranty or Obligation

From time to time, Ozzie may invite you to use products or features that are not generally available and that we identify as beta, preview, pilot, experimental, limited release, or similar (“Beta Services”).

Beta Services may contain errors, may change materially, and may be discontinued at any time. Unless expressly stated otherwise, Beta Services are provided on an “as is” and “as available” basis.

9. Termination

9.1. Suspension or Termination

We may suspend, restrict, or terminate your account or access to the Services where we reasonably believe you have materially violated these Terms, engaged in fraud or abuse, created a security risk, violated applicable law, or where suspension or termination is reasonably necessary to protect Ozzie, our users, or third parties.

Loss, expiration, cancellation, failed renewal, or refund of an Ozzie Plus subscription does not necessarily terminate your Ozzie account. Paid features may become unavailable when your Ozzie Plus entitlement ends, but account information that Ozzie otherwise retains is handled in accordance with our Privacy Policy.

9.2. Effect of Termination

Upon termination of these Terms or your account, your right to use the affected Services ends, except for rights that expressly survive termination.

Ending an Ozzie Plus subscription is not, by itself, account deletion. Similarly, account deletion and subscription cancellation are separate actions. Information associated with an account that is terminated or deleted will be handled in accordance with our Privacy Policy and applicable law.

9.3. Account Deletion

You may request deletion of your Ozzie account using the account-deletion controls provided in the Services. When you confirm deletion, Ozzie begins deleting or de-identifying your account information, subject to limited retention where required or permitted by applicable law or reasonably necessary for security, billing, fraud prevention, dispute resolution, technical backup, or similar legitimate purposes.

Deleting an Ozzie account does not automatically cancel an Apple App Store or Google Play subscription. You must separately cancel an active subscription through the applicable store if you do not want it to renew.

10. Disclaimers and Limitation of Liability

10.1. The Services Are Not a Substitute for Professional Advice

Ozzie provides informational, educational, organizational, and personalized personal-finance tools. Ozzie is not a bank, broker-dealer, investment adviser, tax adviser, accounting firm, law firm, mental-health provider, or other licensed professional service.

The Services, including personalized recommendations, Money Personality insights, and AI-generated responses, do not constitute financial, investment, tax, legal, medical, or mental-health advice and do not create a fiduciary or professional-client relationship.

Financial and other decisions depend on circumstances that Ozzie may not know or understand completely. You are responsible for evaluating information provided through the Services and, where appropriate, obtaining advice from a qualified professional before making important decisions.

Ozzie does not guarantee that use of the Services will produce any particular financial, behavioral, or psychological outcome.

10.2. Disclaimers

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITH ALL FAULTS AND WITHOUT ANY CONDITION OR WARRANTY, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING NO IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES, OR ANY OF THE RESULTS FROM THE USE THEREOF, WILL MEET YOUR, OR ANY THIRD PARTY’S REQUIREMENTS, OPERATE WITHOUT INTERRUPTION, ACHIEVE ANY INTENDED RESULT, BE COMPATIBLE WITH ANY SOFTWARE, SYSTEMS, OR OTHER SERVICES, OR BE SECURE, ACCURATE, COMPLETE, OR FREE OF HARMFUL CODE. WE EXPRESSLY DISCLAIM THAT THE SERVICES WILL BE WITHOUT ERROR OR INVULNERABLE TO VIRUSES, WORMS, OR OTHER HARMFUL SOFTWARE. WE DO NOT REPRESENT THAT ANY DATA, COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER INFORMATION THAT WE COLLECT, STORE, OR TRANSMIT IN CONNECTION WITH YOUR ACCESS TO AND USE OF THE SERVICES WILL NEVER BE ERRONEOUSLY DELETED OR MISDELIVERED. YOUR ACCESS TO AND USE OF THE SERVICES, DOWNLOAD OF ANY SOFTWARE RELATING TO THE SERVICES AND USE OF ANY INFORMATION WE MAY PROVIDE, OR RESULTS GENERATED, THROUGH OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SERVICES ARE AT YOUR SOLE OPTION, DISCRETION AND RISK.

10.3. Your Liability; Indemnification

(a) YOU AGREE THAT YOU WILL ONLY ACCESS AND USE THE SERVICES IN ACCORDANCE WITH THESE TERMS. YOU WILL COMPENSATE OZZIE IN FULL FOR ANY LOSSES OR COSTS (INCLUDING REASONABLE ATTORNEYS’ FEES) FOR WHICH OZZIE (OR ANY OF OZZIE’S SUBSIDIARIES OR AFFILIATED COMPANIES) INCUR ARISING FROM ANY BREACH BY YOU OF THESE TERMS.

(b) YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD OZZIE, ITS SUBSIDIARIES AND AFFILIATES, AND ITS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND OTHER REPRESENTATIVES (THE “RELEASED PARTIES”) HARMLESS FROM AND AGAINST ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS’ FEES, MADE BY ANY THIRD PARTY ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THE SERVICES, YOUR CONNECTION TO THE SERVICES, YOUR VIOLATION OF THESE TERMS, YOUR VIOLATION OF APPLICABLE LAWS OR YOUR VIOLATION OF ANY INTELLECTUAL PROPERTY RIGHTS OF ANY OTHER PERSON OR ENTITY.

(c) The Released Parties reserve the right to seek all remedies available at law and in equity for your violation of these Terms, including, without limitation, the right to block access from a particular Internet address to the Services and report misuses to law enforcement.

10.4. Limitation of Our Liability

(a) TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OUR ENTIRE LIABILITY, AND YOUR EXCLUSIVE REMEDY, WITH RESPECT TO YOUR ACCESS TO AND USE OF THE SERVICES OR THE SUBJECT MATTER OF THESE TERMS SHALL NOT EXCEED $100.00.

(b) IN NO EVENT WILL OZZIE, ITS AFFILIATED COMPANIES, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR ACCESS TO OR USE OF THE SERVICES OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR ACCESS TO OR USE OF THE SERVICES.

(c) THE FOREGOING LIMITATIONS WILL APPLY WHETHER SUCH DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE AND REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE OR OZZIE WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(d) SOME STATES OR JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU. IN SUCH STATES OR JURISDICTIONS, THE RELEASED PARTIES’ LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

11. Arbitration Agreement; Class Waiver; Waiver of Trial by Jury

PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY BECAUSE THEY REQUIRE YOU TO ARBITRATE DISPUTES WITH OZZIE ON AN INDIVIDUAL BASIS AND LIMIT THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

(a) Any dispute, claim or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity hereof, including the determination of the scope or applicability of these Terms to arbitrate (hereinafter, collectively, the “Dispute”), which cannot be resolved informally, shall be resolved by binding arbitration on an individual basis under the terms set forth below (the “Arbitration Agreement”). The arbitration shall be administered by the Judicial Mediation, Arbitration and ADR Services (JAMS) pursuant to its Streamlined Arbitration Rules & Procedures before a single arbitrator. The place of arbitration shall be in New York County, New York, unless otherwise agreed to in writing by all parties to the arbitration.

(b) The decision of the arbitrator will be final and binding and will not have precedential effect. The arbitrator shall not have the authority to award damages outside of those set forth in these Terms. Any final award or judgment may be filed and enforced in any court of competent jurisdiction. The Parties will bear the costs of the arbitration in accordance with the Consumer Arbitration Minimum Standards. Any arbitration proceeding may not be consolidated or joined with any other proceeding and will not proceed as a class action.

(c) Notwithstanding anything to the contrary, Ozzie and you each retain the right to bring an individual action in small claims court and the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights.

(d) THE PARTIES UNDERSTAND THAT THEY WOULD HAVE HAD A RIGHT OR OPPORTUNITY TO LITIGATE DISPUTES THROUGH A COURT, TO HAVE A JUDGE OR JURY DECIDE THEIR CASE, AND TO PARTICIPATE IN A CLASS ACTION OR OTHER PROCEEDING INVOLVING MULTIPLE CLAIMANTS, BUT THEY INSTEAD CHOOSE AND AGREE TO HAVE ALL DISPUTES AS SET FORTH HEREIN DECIDED THROUGH INDIVIDUAL ARBITRATION.

(e) The parties acknowledge that this Arbitration Agreement evidences a transaction involving interstate commerce, and the Federal Arbitration Act, 9 U.S.C. Sections 1–16, shall govern the interpretation, enforcement, and proceedings pursuant to this Arbitration Agreement. The parties expressly agree that any and all actions taken under the Arbitration Agreement and related provisions, including but not limited to all filings, orders, judgments, and awards made in any arbitration proceeding, are confidential and may not be disclosed to any third party.

(f) This Arbitration Agreement provision will survive the termination of these Terms.

(g) Subject to applicable law, any claim by you arising in connection with these Terms or the Services must be commenced by you within one (1) year of the accrual of a claim.

(h) If we modify this arbitration provision, you may reject that change by sending us written notice within thirty (30) days of our posting of the change, in which case we will terminate your account and you must stop using the Services.

(i) If you wish to opt out of this Arbitration Agreement, you must, within forty-five (45) days of first using the Services, send a letter stating “Request to Opt Out of Arbitration Agreement” to: 1178 Broadway, 3rd Floor, #3070, New York, NY 10001.

(j) If any provision of this Arbitration Agreement is found unenforceable, the unenforceable provisions will be severed, and the remaining arbitration terms will be enforced.

12. Special Terms for Apps Distributed Through the Apple App Store or Google Play

Acknowledgement. The App may be available through the Apple App Store or Google Play. You understand that these Terms are between you and Ozzie, and not with Apple Inc. or Google LLC (each an “App Distributor”). Ozzie, not an App Distributor, is solely responsible for the App and its Content. In the event that the rules and restrictions in these Terms related to your use of the App conflict with the terms and conditions provided by the applicable App Distributor, the App Distributor’s terms shall control.

Purchases and subscriptions made through an App Distributor are also subject to that App Distributor’s billing, cancellation, refund, and subscription-management rules.

Scope of License. The licenses granted to you for the App in these Terms are solely for use by you on a device that utilizes the Apple iOS or Android operating system, in accordance with the applicable App Distributor’s terms and conditions.

Maintenance and Support. Ozzie is solely responsible for providing any App maintenance and you agree that the App Distributor has no obligation to furnish any App maintenance and support.

Warranty. Ozzie is solely responsible for any product warranties, whether express or implied by law, to the extent not disclaimed in these Terms. In the event the App fails to conform to any applicable warranty, you may notify the App Distributor, and the App Distributor, in accordance with its terms and policies, may refund the purchase price, if any, paid for the App. To the maximum extent permitted by applicable law, an App Distributor will have no other warranty obligation with respect to the App, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be Ozzie’s sole responsibility.

Refunds of Ozzie Plus subscription charges are governed by Section 4.5 and the policies of the App Distributor through which the subscription was purchased.

Product Claims. You and Ozzie acknowledge that Ozzie, not an App Distributor, is responsible for addressing any claims that you or any third party have relating to the App, including any (1) product liability claims; (2) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (3) any claim arising under consumer protection, privacy, or similar legislation.

Intellectual Property Rights. Ozzie, not the App Distributor, will be solely responsible for the investigation, defense, settlement, and discharge of any third-party intellectual property infringement claims related to the use of the App and you must comply with applicable App Distributor terms when using the App.

Third-Party Beneficiary. You agree that the App Distributors, and their subsidiaries, are third party beneficiaries to these Terms as applicable to the App, and that, upon your acceptance of these Terms, each App Distributor will have the right (and will be deemed to have accepted the right) to enforce these Terms (as applicable) against you as a third-party beneficiary thereof.

13. Miscellaneous

Governing Law and Forum. These Terms will be governed by the laws of the State of New York without giving effect to its conflicts of laws principles. Unless prohibited by applicable law and subject to the Arbitration Agreement in Section 11, all claims or disputes arising from or relating in any way to the subject matter of these Terms or your access to or use of the Services must be brought exclusively in the United States District Court for the Southern District of New York or the courts of the State of New York with jurisdiction over New York County, New York, as appropriate. Unless prohibited by applicable law, you agree to submit to the personal jurisdiction of each of these courts for the purpose of resolving such claims or disputes.

Compliance with Applicable Laws. You shall comply with all applicable federal, state, and local laws, rules and regulations when accessing or using the Services. Without limiting the foregoing, by accessing or using the Services, you represent and warrant that: (1) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (2) you are not listed on any U.S. Government list of prohibited or restricted parties. If you access or use the Services outside the United States, you are solely responsible for ensuring that your access to and use of the Services outside the United States does not violate any applicable laws. We reserve the right to, in our sole discretion, monitor where users who access or use the Services are located, and the right, but not the obligation, to block or otherwise restrict access to or use of the Services, in whole or in part, from any geographic location.

Waiver of Trial by Jury. YOU AND OZZIE, TO THE EXTENT PERMITTED BY LAW, EACH KNOWINGLY, VOLUNTARILY, UNCONDITIONALLY, AND INTENTIONALLY WAIVES ITS RIGHT TO A TRIAL BY JURY IN ANY ACTION OR LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS.

Waiver and Cumulative Remedies. No failure or delay by you or us in exercising any right under these Terms shall constitute a waiver of that right. Other than as expressly stated herein, the remedies provided herein are in addition to, and not exclusive of, any other remedies you or we have at law or in equity.

Survival. The provisions of these Terms which by their nature are intended to survive the termination or cancellation of these Terms shall continue as valid and enforceable obligations notwithstanding any such termination or cancellation.

Severability. If any part of these Terms is determined to be invalid or unenforceable pursuant to applicable law, including, but not limited to, any warranty disclaimers and limitations of liability set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall continue in effect.

Electronic Communications. The communications between you and Ozzie use electronic means. For contractual purposes, you consent to receive agreements, notices, disclosures, transactional communications, and other communications related to the Services electronically. Marketing or promotional communications are subject to the choices, permissions, and opt-out rights provided to you under applicable law and our Privacy Policy.

Assignment. We reserve the right to transfer, assign, or sublicense the Services, in whole or in part, to any person without notice to you, provided that any such assignment will be on the same terms or terms that are not less advantageous to you. You may not assign, sublicense, pledge, or otherwise transfer in any manner whatsoever any of your rights or obligations under these Terms.

14. Contact Us

If you have any questions concerning these Terms, please contact us at 1178 Broadway, 3rd Floor, #3070, New York, NY 10001, or by email at hello@ozzieapp.com.